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Are You Worried About a Recession?

Joe is someone we can all learn from (you know Joseph – the one with the multi-colored coat, he has a musical about him, and a few chapters in the number 1 best-selling book feature him).  In the years of prosperity, he saved for future times of economic downturn – he saved for the cycles in the economy that consistently repeat themselves.  We too have to move from a place of every time we receive a bonus, tax refund (what did you do with yours?), raise, etc. that we increase our lifestyle – we beginning eating out more, upgrading our vehicle, etc.  Instead, let’s transform our thinking so that we are investing/saving at least 10% or more of every dollar that comes into our hands.

Why?  To prepare for the unexpected!  With the reports of an economic recession, becoming a habitual saver (one good habit we can all cultivate) instead of a spender, can very well put us in a position that we don’t even feel the financial valleys.  Saving is especially vital if you are or want to be a homeowner/real estate investor/business owner so setup an automatic savings draft so that you don’t even have to think about if you saved this month or not.

Check out this article for more tips:

15 Money Moves for Tough Times — With a possible recession around the corner, here are some ways to prepare your finances.

Be like Joe!

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Before You Buy, Consider This!

With the real estate market being the way it is, this is a great time to buy.  But only if you are prepared because purchasing real estate can be a God-send or a nightmare when you have not done due dilligence.  Check out this article on what you should consider before buying and write me if you have any questions or are in the Atlanta area and need help in finding a property as a home buyer or investor:

7 Must-Dos for the First Time Home Buyer — Finding the house is just the beginning. First-time homebuyers will need to answer these questions to see if the time is right to buy in their desired location.

Happy house hunting!

PS – Don’t forget about our upcoming events:

Ready to Build WEALTH?

— Come to this free seminar and learn how to step into real estate as a HOMEOWNER or step up to being an INVESTOR. 

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***** Dates & Locations:

1.  Mon., April 14, 2008, 6:30 – 7:30 p.m. – PEACHTREE BRANCH LIBRARY (1315 Peachtree Street NE, Atlanta, GA 30309)

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2. Sat., April 19, 2008, 1:30 – 2:30 p.m. – ALPHARETTA BRANCH LIBRARY (238 Canton Street, Alpharetta GA 30004)

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3.  Mon., April 21, 2008, 6:30 – 7:30 p.m.– BUCKHEAD BRANCH LIBRARY (269 Buckhead Ave. NE, Atlanta, GA 30305)

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4.  Sat., April 26, 2008, 1:30 – 2:30 p.m. – PONCE DE LEON BRANCH LIBRARY (980 Ponce de Leon Avenue NE, Atlanta GA 30306)

5.  Sat., April 26, 2008, 4:30 – 5:30 p.m. – SANDY SPRINGS REGIONAL LIBRARY (395 Mount Vernon Hwy NE, Atlanta, GA 30328)

See you there!

Homeownership & Investing in Georgia

Ready to Build WEALTH?

— Come to this free seminar and learn how to step into real estate as a HOMEOWNER or step up to being an INVESTOR. 

.

***** Dates & Locations:

1.  Mon., April 14, 2008, 6:30 – 7:30 p.m. – PEACHTREE BRANCH LIBRARY (1315 Peachtree Street NE, Atlanta, GA 30309)

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2. Sat., April 19, 2008, 1:30 – 2:30 p.m. – ALPHARETTA BRANCH LIBRARY (238 Canton Street, Alpharetta GA 30004)

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3.  Mon., April 21, 2008, 6:30 – 7:30 p.m.– BUCKHEAD BRANCH LIBRARY (269 Buckhead Ave. NE, Atlanta, GA 30305)

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4.  Sat., April 26, 2008, 1:30 – 2:30 p.m. – PONCE DE LEON BRANCH LIBRARY (980 Ponce de Leon Avenue NE, Atlanta GA 30306)

5.  Sat., April 26, 2008, 4:30 – 5:30 p.m. – SANDY SPRINGS REGIONAL LIBRARY (395 Mount Vernon Hwy NE, Atlanta, GA 30328)

See you there!

UPCOMING EVENTS – Earth Hour & Home Buying Seminars

Hi all!

 Here are a few events that if you have not heard about may interest you:

1.  EARTH HOUR — tonight at 8 PM turn off your lights for just one hour to show that it’s possible to take action on climate change.  You can sign-up at www.earthhour.org – you don’t have to be in GA to participate!!

2OWN IT! ~ FREE Home Buying SeminarsCome and learn:

A) why NOW can be the best time to BUY,

B) why FORECLOSURES have increased and how you can avoid it,

C) your eligibility for DOWN PAYMENT ASSISTANCE saving you THOUSANDS [this is the one that I wish someone had told me about BEFORE I purchased my first home because I qualified with my income levels, credit, etc. – arrgghhh! – do not be like me, learn about how you can save money at these upcoming seminars]

D) how much will you really pay,

E) and MORE! Arrive EARLY for FREEBIES.

***** Dates & Locations:

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      • Mon., April 14, 2008, 6:30 – 7:30 p.m. – PEACHTREE BRANCH LIBRARY (1315 Peachtree Street NE, Atlanta, GA 30309)
      • Sat., April 19, 2008, 1:30 – 2:30 p.m. – ALPHARETTA BRANCH LIBRARY (238 Canton Street, Alpharetta GA 30004)

      • Mon., April 21, 2008, 6:30 – 7:30 p.m. – BUCKHEAD BRANCH LIBRARY (269 Buckhead Ave. NE, Atlanta, GA 30305)
      • Sat., April 26, 2008, 1:30 – 2:30 p.m. – PONCE DE LEON BRANCH LIBRARY (980 Ponce de Leon Avenue NE, Atlanta GA 30306)
      • Sat., April 26, 2008, 4:30 – 5:30 p.m. – SANDY SPRINGS REGIONAL LIBRARY (395 Mount Vernon Hwy NE, Atlanta, GA 30328)

 Have a great day!